24-Hour Check Cashing Near You: 26 Places to Cash Checks After Hours (2024)

It's helpful to know which locations provide 24-hour check-cashing services if you need to cash a check at an unusual hour. These are 26 24-hour locations where you may cash checks, and some offer freecheck cashing.

Bankswith 24-Hour Check Cashing

1. Bank of America

It has 24-hour check cashing available at its ATMs. Responsible for overseeing both domestic financial services and foreign assets, Bank of America has more than 4,000 facilities and 15,000 ATMs worldwide. Checks made at home might not clear the bank when cashing them at an ATM; they must include magnetic ink.

Find a location near you here.

2. Capital One

Capital One has more than 700 bank facilities across the US. If you own the account, you may cash checks for yourself, your employer, the government, and more. For more information on Capital One's check cashing services and exclusive perks, please visit their website or contact them directly.

Find a location near you here.

3. Chase

Chase Bank was established in 2000. Technically speaking, its parent firms predate that by a great deal. You might be able to cash additional kinds of checks using their ATMs. Moreover, an ATM may only deposit a maximum of 30 checks at once.

Find a location near you here.

4. Citibank

There are Citibank ATMs located both domestically and internationally. To use Citibank ATMs to cash checks, you need to have an account with them.

Find a location near you here.

5. Citizens Bank

In 11 states around the country, Citizens Bank runs 3,100 ATMs and more than 1,000 branch locations. Citizens Bank can cash checks for you, whether they are personal, tax return, or other types, for a flat cost of $7 if you are not a customer.

Find a location near you here.

6. Fifth Third Bank

You may be familiar with Fifth Third Bank if you reside in the Midwest or the Southeast of the United States. You may cash personal, government, payroll, and other checks if you have an account there. More than 2,400 ATMs can have different settings for the amount of cash returned. Fifth Third Bank levies a $4 minimum and a $25 maximum fee, equivalent to 1% of the check amount.

Find a location near you here.

7. M&T Bank

Almost 800 of its branches are located in those states. With their ATM, customers may cash government and payroll checks in addition to other checks.

Find a location near you here.

8. TD Bank

Operating in fifteen states, including Washington, D.C., the bank bills itself as “America’s Most Convenient Bank” and is situated in the United States. You may cash personal, government, payroll, and other checks if you have an account at TD Bank. Additionally, you may use a TD Bank ATM to deposit up to 30 checks at once.

Find a location near you here.

9. US Bank

In all, US Bank has 4,700 ATMs. It is the fifth-largest banking organization in the country and the parent corporation of the U.S. Bank National Association.

Find a location near you here.

10. Wells Fargo

They have more than 13,000 ATMs and more than 8,000 branch offices globally. The ATM settings at the bank may affect the amount you may take out immediately. To modify your ATM restrictions, get in touch with your bank's customer support department.

Find a location near you here.

Grocery Stores with 24-Hour Check Cashing

11. Albertson's

Another well-known grocery store that offers check-cashing is Albertsons. It cashs government and payroll checks for comparatively modest costs, but it does not accept personal or handwritten checks.

Find a location near you here.

12. Food City

More checks than most competing check-cashing services are accepted by Food City. The following are available for cashing: government, payroll, rebate, and stimulus cheques.

Find a location near you here.

13. Hy-Vee

A lot of Hy-Vee locations provide in-store check cashing. The hours of operation for each Hy-Vee store differ, though. Certain shops are always open.

Find a location near you here.

14. Kroger and its subsidiaries

Check-cashing services may be provided by Kroger and its subsidiaries; however, the availability and particulars of these services, such as whether they are available round-the-clock, may differ according to the area.

Find a location near you here.

15. Walmart

Yes, Walmart also offers 24-hour cash checks! Of course, this service is limited to establishments that are open twenty-four hours a day.

Find a location near you here.

16. WinCo Foods

A few WinCo shops are open around the clock. To find out its hours of operation, contact your nearby shop. Payroll checks are cashable. Checks for payroll up to $500 in value are subject to a $5 fee. A $10 charge applies to checks between $500 and $1,000 in value.

Find a location near you here.

17. Tops Friendly Markets

Checks may be cashed at Tops Friendly Markets; certain stores are open from 6 a.m. until midnight, while others offer banking services around the clock. To find out the hours of operation, contact your nearby shop.

Find a location near you here.

Convenience Stores and gas Stations with 24-hour check-cashing

18. 7-Eleven

Checks are cashed by many 7-Eleven locations using a service named Transact. You may load a check onto a debit card using Transact.

Find a location near you here.

19. Pilot Flying J

Check cashing is available seven days a week, around the clock. A $1,000 check cashing restriction is in place. The costs differ according to the location.

Find a location near you here.

20. Road Ranger

Road Ranger offers check cashing services around the clock at all of its locations. For a charge, both fuelling and non-fueling clients can cash checks up to $999.99.

Find a location near you here.

21. TravelCenters of America

It's all sites are open around the clock. Convenience stores and petrol stations at TravelCenters of America sites accept payroll checks for NATSO and company-approved accounts.

Find a location near you here.

24-Hour Check Cashing Stores

22. Advance Financial

You may cash a check whenever you need to since some Advance Financial shops are open around the clock. To find out the hours of operation, contact your nearby shop.

Find a location near you here.

23. Community Financial Service Centers (CFSC)

Verify the opening hours of the closest CFSC location as not all of them offer 24-hour check cashing.

Find a location near you here.

24. Pay-O-Matic

A few of these sites are open around the clock! 2.27% of the check amount is used as fees. Pay-O-Matic has the advantage of being able to cash most kinds of checks, whether they are printed or handwritten.

Find a location near you here.

25. PLS Check Cashing

This facility offers great convenience since all of its locations are open 24 hours a day, 7 days a week! PLS Check Cashing accepts a wide variety of checks for cashing.

Find a location near you here.

26. Speedy Cash

$2 is the starting fee. You must ascertain the opening hours of the Speedy Cash station that is closest to you as not all of them are open 24/7.

Find a location near you here.

Can I use Walgreens to cash a check?

Check cashing services are provided by Walgreens, so you may simply take care of what you have to pay. It's crucial to remember, though, that not every Walgreens store or state may offer this service.

Does Walmart allow me to cash checks?

You may use your ID to cash a check at Walmart. Only specific kinds of checks—depending on the location—will be accepted when you visit the customer service desk.

24-Hour Check Cashing Near You: 26 Places to Cash Checks After Hours (2024)

FAQs

How can I cash a check immediately and get money? ›

Cash it at the issuing bank (this is the bank name that is pre-printed on the check) Cash a check at a retailer that cashes checks (discount department store, grocery stores, etc.) Cash the check at a check-cashing store. Deposit at an ATM onto a pre-paid card account or checkless debit card account.

Where is the easiest place to cash a check? ›

The easiest way to cash a check is to take it to a bank where you have an account. Check-cashing services are found at Walmart and many grocery stores. Checks are commonly issued for personal gifts, payroll, or are government-issued.

Can I cash a check at an ATM without an account? ›

ATMs. Certain ATMs allow you to cash checks, regardless of whether or not you have an account. However, there may be restrictions on the types of checks you can cash. And, you might need a bank card whether or not you have an actual account with said bank.

Is there a certain time you have to cash a check? ›

Personal, business, and payroll checks are good for 6 months (180 days). Some businesses have “void after 90 days” pre-printed on their checks. Most banks will honor those checks for up to 180 days and the pre-printed language is meant to encourage people to deposit or cash a check sooner than later.

What bank app cashes checks instantly? ›

The top instant check cashing apps without verification include Ingo Money, Brink's Money, PayPal, Venmo, Cash App, Chime, and Flare Account. These apps allow you to quickly cash checks by taking photos with your phone for deposit into bank accounts or prepaid cards.

How can I cash a check instantly online without using INGO? ›

Top 15 Check Cashing Apps That Don't Use Ingo
  1. PayPal.
  2. Venmo.
  3. Cash App.
  4. Brink's Money Prepaid.
  5. Varo Money.
  6. Chime.
  7. Dave.
  8. Netspend.
May 14, 2024

Can I get cash from an ATM with a check? ›

Yes, you can cash your check at an ATM, as long as it's part of your bank's network. You may be able to deposit the check and withdraw the same amount, though you'll want to double check your bank's policies, including daily withdrawal limits.

Can I cash a check on Cash App? ›

While you can deposit a check on Cash App, this feature is not currently available to all users. If Cash App has enabled the feature for your account, you can launch Cash App and go to Money > Checks. Enter the check amount and select Confirm Amount. Tap on Confirm front of check and Confirm back of check.

How to cash a cheque instantly? ›

Take your cheque to your bank's ATM.

Many larger banks allow you to cash a cheque at their ATMs (Automatic Teller Machines). The funds are usually available immediately. Once you're at the ATM, sign the back of the check.

How late can you cash a check at Walmart? ›

Walmart MoneyCenter hours of operation are typically from 8 a.m. to 8 p.m. Monday through Saturday, and 10 a.m. to 6 p.m. on Sunday. However, it's important to note that hours of operation may vary by location, so it's best to check with your local Walmart store to confirm their specific MoneyCenter hours.

How do I cash a check at midnight? ›

Places To Cash Checks After Hours
  1. Community Financial Service Center.
  2. Walmart.
  3. Kroger.
  4. Payomatic.
  5. PLS 24/7.
  6. Speedy Cash.

Can expired checks be cashed? ›

How Long Are Personal Checks Legally Valid? Typically, personal checks are good for six months (or 180 days) from when they're dated. After that, they're considered "stale." Legally, banks and credit unions are not obligated to accept stale checks. However, some banks do accept checks older than six months.

Can you cash a check instantly on cash App? ›

Yes, you can deposit a check on Cash App. To deposit a check on Cash App, you will need to have a verified account and a linked bank account. You can deposit checks up to $7,500 per day and $15,000 per month, with a fee of 5% for instant deposits or 1-3 business days for free deposits.

Can you cash a check at an ATM instantly? ›

As long as you've endorsed your check, written the account number on the back, and have your debit card and PIN number ready, cashing a check at an ATM shouldn't take more than a few minutes if the financial institution makes the funds available.

What banks clear checks instantly? ›

Banks with immediate check deposit availability
BankMobile check deposit fund availability
PNCImmediately if deposited before 10 p.m. ET
US BankSame business day if deposited before 10 p.m. ET
KeyBankImmediately if deposited before 11 p.m. ET
GO2bank / Ingo MoneyWithin minutes, up to one hour
8 more rows
Jun 4, 2024

Does Walmart cash checks instantly? ›

While you're doing your shopping in Walmart, cash your check here as well. Not only do you get your cash immediately, you can also save money doing it.

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